Money Advice Scotland Members Consultation Toolkit: HMRC consultation on Tackling Lower Value Debts

Consultation Toolkit HMRC by Money Advice Scotland

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Money Advice Scotland Members Consultation Toolkit: HMRC consultation on Tackling Lower Value Debts

You can use this toolkit to reply to the ongoing consultation being carried on by the HMRC on Tackling Lower Value Debts.
Responding to Economic Abuse: A National Money and Debt Advice Conference Thursday 18 June 2026 Photo Gallery
Delegate Pack: Responding to Economic Abuse: A National Debt & Money Advice Conference
Workforce Wellbeing Blog: Shared Responsibility Series - The Role of the Individual

Our Workforce Wellbeing Officer, Chris, looks at the role of the individual in the first of the Shared Responsibility for Workforce Wellbeing blog series.

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Policy Brief - Empowering Women, Erasing Debt

To mark International Women's Day 2024, and address the gender disparities in debt in Scotland, we have produced this policy brief which draws on key findings and statistics to highlight the need to alleviate the financial challenges encountered by women.
Dignity First: Our approach to silencing stigmatising language in money and debt

Dive into the details of our journey to the Dignity First campaign. See our comprehensive report detailing our approach to silencing stigma and why language holds the key to doing so.
Challenge Poverty Week 2023

A selection of resources produced for Challenge Poverty Week October 2023, focusing on adequate incomes and addressing the issues of low pay, poverty, and debt.
FCA Consumer Duty Resources 2023

In late July 2023, the Financial Conduct Authority produced a new Consumer Duty. At Money Advice Scotland we have created a selection of resources to help individuals understand their rights as a consumer.
Cost of Living Report - December 2022

This report sets out asks and causes for concern in response to the evidence gathered around the impact of the cost-of-living crisis on people in Scotland.
Cost of Living Resources - Energy Costs

Below you can find information on the various support available to help with rising energy and living costs.

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Regulated and Unregulated (Exempt) Credit Agreements
Help for people with money worries
What we do

Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.
What is a 100% Mortgage?

In this blog, we look at the recent news about 100% mortgages and unpack some common questions surrounding mortgages.
Resources and Tools

If you are facing money worries or concerns, this page provides some of the resources and tools our advisers may ask you to use to ensure they can provide the best service for you. This includes our benefits calculator and explanations of many terms relating to debt.
Prescription of a debt
Our people
E-learning modules

As well as delivering training and workshops, our financial capability team administers the financial capability e-learning module (ELM).
MATRICS learn
Find an advice agency

This interactive tool aims to help you find a free, local, and impartial money advice agency. Simply type in your postcode or local area to find a free money adviser near you.