Our State of the Nation Report presents a comprehensive analysis of Scotland’s money and debt advice sector, and findings show demand for money advice and support has reached unprecedented levels amid the ongoing cost-of-living crisis and rising levels of poverty in the country.

The State of the Nation Report provides clear evidence that sustained, strategic action is required to ensure the sector can continue to meet the needs of people across Scotland.

Based on a national survey of free money advisers, policy forums, and a policy priorities consultation, the report captures the lived experiences of frontline professionals and the systemic challenges facing both advisers and clients.

SOTN Report V1 by Money Advice Scotland