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  1. Policy and research
  2. Policy resources

Policy resources

Cost of Living Report - December 2022

Cost of Living Report - December 2022

This report sets out asks and causes for concern in response to the evidence gathered around the impact of the cost-of-living crisis on people in Scotland. Read more

Published: 22nd December, 2022

Updated: 28th March, 2024

Author: Abbey Fleming

Cost of Living Resources - Energy Costs

Cost of Living Resources - Energy Costs

Below you can find information on the various support available to help with rising energy and living costs. Read more

Published: 22nd December, 2022

Updated: 20th December, 2023

Author: Abbey Fleming

FCA Consumer Duty Resources 2023

FCA Consumer Duty Resources 2023

In late July 2023, the Financial Conduct Authority produced a new Consumer Duty. At Money Advice Scotland we have created a selection of resources to help individuals understand their rights as a consumer. Read more

Published: 6th September, 2023

Updated: 6th March, 2024

Author: Hester Davey

Challenge Poverty Week 2023

Challenge Poverty Week 2023

A selection of resources produced for Challenge Poverty Week October 2023, focusing on adequate incomes and addressing the issues of low pay, poverty, and debt. Read more

Published: 20th September, 2023

Updated: 6th March, 2024

Author: Hester Davey

Dignity First: Our approach to silencing stigmatising language in money and debt

Dignity First: Our approach to silencing stigmatising language in money and debt

Dive into the details of our journey to the Dignity First campaign. See our comprehensive report detailing our approach to silencing stigma and why language holds the key to doing so. Read more

Published: 14th January, 2024

Updated: 6th March, 2024

Author: Heather O'Rourke

Policy Brief - Empowering Women, Erasing Debt

Policy Brief - Empowering Women, Erasing Debt

To mark International Women's Day 2024, and address the gender disparities in debt in Scotland, we have produced this policy brief which draws on key findings and statistics to highlight the need to alleviate the financial challenges encountered by women. Read more

Published: 6th March, 2024

Updated: 2nd February, 2026

Author: Heather O'Rourke

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  • Wellbeing Blog: Why Workforce Wellbeing Should Be Built With Staff, Not For Staff

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  • CHAI (Community Help and Advice Initiative)

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    Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.

  • What is a 100% Mortgage?

    What is a 100% Mortgage?

    In this blog, we look at the recent news about 100% mortgages and unpack some common questions surrounding mortgages.

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