E-learning module As well as delivering training and workshops, our financial capability team administers the financial capability e-learning module (ELM). Introduced in 2015 as part of wider-ranging reforms to bankruptcy law, the ELM must be completed by individuals in certain circumstances prior to discharge from bankruptcy. Our ELM can also be completed by anyone who is interested in learning more about money management and dealing with different financial life events. Complete this form to register an individual Complete this form if you are an insolvency practitioner and are referring an individual Feedback from users who have completed the financial education modules since April 2018 includes: 82% of users noted an increase in their ability to plan ahead, save and prepare for unexpected costs after completing the module 85% of users noted an increase in their confidence relating to financial matters, after completing the module 97% of users were aware of where to go to access help and advice 96% of users intend to change their approach to finances Click4Assistance UK Live Chat Software