Micro Guides Budgeting Click here to watch our micro-guide to learn about the benefits of budgeting, ways to do it, with some useful tips to help you take the next steps in creating our budget. Understanding Income Tax Click here to watch our micro-guide on income tax. In just over one minute, this video explains what income tax is, how it's deducted, and where to find more information about tax and tax codes. Scams Click here to watch our micro-guide on financial scams to find out what they are, what to look out for, and what to do if you think you've been scammed. Money Management for Students Click here to watch our micro-guide aimed at students who are moving away from home to attend college or university . In a little over two minutes, you'll learn about the bills you'll need to cover, accommodation considerations, and how to budget to help you manage your money alongside your studies. Credit Files Click here to watch our micro-guide on credit files and learn about what they are, why they're important, and how your credit score will impact applications for credit products - all in less than two minutes. Energy Awareness Click here to watch our micro-guide on energy. In a little over two minutes, you'll learn about the price cap, standing charges, estimated costs, and where to get help if you're finding it difficult to pay your gas and electricity bill. Buy Now Pay Later Click here to watch our micro-guide on Buy Now, Pay Later (BPNL). In just over one minute, this video explains what this form of credit is, and what to consider before choosing this payment method at checkout. Manage Cookie Preferences