Money Micro-guide: Credit Files

Click play to watch our micro-guide on credit files and learn about what they are, why they're important, and how your credit score will impact applications for credit products - all in less than two minutes.

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Latest campaigns

Click here to learn about our latest campaigns, and how you can get involved as a supporter.
Supporters FAQ

Here, we address common questions and provide helpful information for individuals who want to support our organisation and get involved in our mission to promote financial wellbeing for the people of Scotland.
Ways to stay informed

At Money Advice Scotland, we believe that knowledge is power when it comes to promoting financial wellbeing. Click here to learn how to stay informed about key financial issues, upcoming events, and opportunities to get involved with our organisation.
Why we need supporters

While our core membership base consists of individuals who provide free money and debt advice services, the support of individuals and organisations who stand behind our mission is equally vital.

Money Micro-guide: Budgeting

Budgeting is a powerful tool that can have a positive impact on your financial wellbeing. Watch this micro-guide to find out more about the benefits of budgeting and ways to do it.
Money micro-guide: Understanding Income Tax

Watch and learn about income tax, how it's deducted, and tax codes in this income tax micro-guide.
Money Micro-guide: Scams

With financial scams constantly evolving, it's important to know how to spot them and what to do if you think you've been scammed. In less than two minutes, this video shares useful information and tips to help keep your money safe.
Money Micro-guide: Money Management for Students

This micro-guide for students covers bills, accommodation, and the importance of budgeting to manage finances whilst at college or university.
Money Micro-guide: Energy Awareness

Watch and learn about standing charges, estimated costs, what the price cap is, and more, in this energy awareness micro-guide.
Money Micro-guide: Buy Now, Pay Later

Buy Now, Pay Later explained in just over one minute, with questions to ask yourself before deciding to use this form of payment at the checkout.
Buy Now Pay Later FAQs

Buy Now, Pay Later (BPNL) is a form of credit which is growing in popularity. This resource contains need-to-know information to read before you consider using it as a form of payment.
Student Money Guide

A 'must read' for students, this guide provides useful information about student bank accounts, checking benefit entitlement, budgeting, managing household bills, as well as signposting to practical resources and further support.
Credit Card Purchase Protection: Section 75 of the Consumer Credit Act

Credit cards can offer flexibility when paying for goods and services, allowing you to make purchases and spread the cost. They also provide purchase protection thanks to Section 75 of the Consumer Credit Act 1974 (S75).
Five Reasons to Check Your Payslip

We always look forward to payday and when that day arrives, most of us will check our bank account to see that the money we’ve earned is in - but do you look at your payslip? Here are five important things to check when you receive your payslip.