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  1. Home
  2. Young people S4-6

Young people S4-6

Banking

This resource outlines the basics of banking. It covers common terms, different types of bank accounts and what they include, and information on how to open an account and access it online. Read more

Published: 1st August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Borrowing

This resource includes a range of activities to get us thinking about different situations in which we might want to borrow money and the different ways to do it. It also covers common terms associated with borrowing and credit. Read more

Published: 3rd August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Budgeting

Creating a budget is a useful way to keep track of our finances. This resource provides some useful tips for building, managing, and making the most of a budget. Read more

Published: 5th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Buying and maintaining a car

Getting your own car is exciting but comes with various costs that need to be considered. This resource sets out some of the different ways you can finance a car, discusses some of the key costs, and breaks down what you need to know about insurance - one of the most important aspects of running a car. Read more

Published: 7th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Everyday finances

This resource is designed for teachers to run as an activity with the class to get pupils talking about how we spend money every day. Read more

Published: 8th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Savings

This resource explains the different kinds of savings accounts available as well as setting out what you need to do in order to set open one. Read more

Published: 9th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Scams

This resource explains some of the different types of scams that attempt to take your money and what to look out for. It also sets out what you can do if you have been a victim of a scam. Read more

Published: 11th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Setting up home

This resource sets out some of the key things to consider when renting or buying a property. It discusses what you need to provide when renting somewhere, and how tenancy deposits work, as well as taking a look at what's involved in getting a mortgage. Read more

Published: 14th August, 2021

Updated: 22nd September, 2021

Author: Abbey Fleming

Understanding tax

Tax is important to understand when you start working. This resource explains income tax and the different tax codes as well as discussing National Insure. Read more

Published: 21st September, 2021

Updated: 14th April, 2023

Author: Abbey Fleming

Finances in a digital world

This resource is designed for teachers to run as an activity with the class to encourage pupils to discuss different transactions that can be completed online. Read more

Published: 22nd September, 2021

Author: Abbey Fleming

Different incomes

This resource is designed for teachers to run as an activity with the class to discuss income and outgoings. Read more

Published: 22nd September, 2021

Author: Abbey Fleming

Credit Reports

This resource is designed for teachers to run as an activity with the class, to understand what is included in a credit report and what can improve or affect credit ratings. Read more

Published: 4th November, 2021

Author: Hester Davey

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    Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.

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