Setting up home

This resource sets out some of the key things to consider when renting or buying a property. It discusses what you need to provide when renting somewhere, and how tenancy deposits work, as well as taking a look at what's involved in getting a mortgage.

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Financial Wellbeing Library
Micro Guides

Our Micro Guides are short videos that provide an overview of different financial topics. These guides cover the key information in just a few minutes.
Money Advice Scotland response to the King's Speech 2024

Money Advice Scotland reacts to the King's Speech 2024.
Money Advice Scotland response to 2024 UK General Election Results

Our Chief Executive Peter Costello reacts to the UK General Election 2024 results.

Credit Reports

This resource is designed for teachers to run as an activity with the class, to understand what is included in a credit report and what can improve or affect credit ratings.
Finances in a digital world

This resource is designed for teachers to run as an activity with the class to encourage pupils to discuss different transactions that can be completed online.
Different incomes

This resource is designed for teachers to run as an activity with the class to discuss income and outgoings.
Understanding tax

Tax is important to understand when you start working. This resource explains income tax and the different tax codes as well as discussing National Insure.
Scams

This resource explains some of the different types of scams that attempt to take your money and what to look out for. It also sets out what you can do if you have been a victim of a scam.
Savings

This resource explains the different kinds of savings accounts available as well as setting out what you need to do in order to set open one.
Everyday finances

This resource is designed for teachers to run as an activity with the class to get pupils talking about how we spend money every day.
Buying and maintaining a car

Getting your own car is exciting but comes with various costs that need to be considered. This resource sets out some of the different ways you can finance a car, discusses some of the key costs, and breaks down what you need to know about insurance - one of the most important aspects of running a car.
Budgeting

Creating a budget is a useful way to keep track of our finances. This resource provides some useful tips for building, managing, and making the most of a budget.
Borrowing

This resource includes a range of activities to get us thinking about different situations in which we might want to borrow money and the different ways to do it. It also covers common terms associated with borrowing and credit.