Finances in a digital world

This resource is designed for teachers to run as an activity with the class to encourage pupils to discuss different transactions that can be completed online.

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Latest

Online Train the Trainer – Digital Delivery for Financial Wellbeing 23rd June

Join us for our monthly Train the Trainer sessions. This sessions aimed at professionals who undertake financial capability work with clients on a one-to-one basis and in group settings.
Financial Wellbeing Webinar - Greener fuel options for your home 30th June

Join us for this financial wellbeing webinar where we will be looking at greener fuel options for your home and how these may be more financially viable.
National Numeracy Day 2022

This National Numeracy Day, we are sharing an insight into the financial education sessions MAS provides for those in school, college or university. We discuss how numeracy skills can help equip children and young people with important tools for their future.
Workforce Strategy Manager Consultation 14th June

As part of our work advocating for the interests and wellbeing of advisers, MAS is developing a Workforce Strategy for the Scottish Government. These sessions allow us to gather the evidence that will underpin the strategy.

Credit Reports

This resource is designed for teachers to run as an activity with the class, to understand what is included in a credit report and what can improve or affect credit ratings.
Different incomes

This resource is designed for teachers to run as an activity with the class to discuss income and outgoings.
Understanding tax

Tax is important to understand when you start working. This resource explains income tax and the different tax codes as well as discussing National Insure.
Setting up home

This resource sets out some of the key things to consider when renting or buying a property. It discusses what you need to provide when renting somewhere, and how tenancy deposits work, as well as taking a look at what's involved in getting a mortgage.
Scams

This resource explains some of the different types of scams that attempt to take your money and what to look out for. It also sets out what you can do if you have been a victim of a scam.
Savings

This resource explains the different kinds of savings accounts available as well as setting out what you need to do in order to set open one.
Everyday finances

This resource is designed for teachers to run as an activity with the class to get pupils talking about how we spend money every day.
Buying and maintaining a car

Getting your own car is exciting but comes with various costs that need to be considered. This resource sets out some of the different ways you can finance a car, discusses some of the key costs, and breaks down what you need to know about insurance - one of the most important aspects of running a car.
Budgeting

Creating a budget is a useful way to keep track of our finances. This resource provides some useful tips for building, managing, and making the most of a budget.
Borrowing

This resource includes a range of activities to get us thinking about different situations in which we might want to borrow money and the different ways to do it. It also covers common terms associated with borrowing and credit.

Regulated and Unregulated (Exempt) Credit Agreements
What we do

Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.
Benefits calculator

Our online benefits calculator will tell you quickly and confidentially if there are any benefits you should be receiving.
E-learning module

As well as delivering training and workshops, our financial capability team administers the financial capability e-learning module (ELM).
MATRICS learn
Help for people with money worries
Our plan
Prescription of a debt
Money Guidance: A User-centred Approach

This new research is an opportunity to focus on the importance of a user-centred money guidance programme, which will aim to help people better manage their money, understand financial products, and build financial resilience, especially in light of the impact of the pandemic on personal finances.
Webchat

Access our webchat for help in getting debt advice.