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Payment breaks to end 31 July

At the end of July, payment breaks for mortgages, loans, and other credit products will come to an end. Read on to find out what this means.
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Coronavirus: dealing with debt and money worries

If you’ve been impacted by coronavirus, whether it’s because you’ve lost some or all of your income, or your household bills have increased, it’s important to know what you can do to help with your debt and money worries.
Regulated and Unregulated (Exempt) Credit Agreements
What we do

Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.
Benefits calculator

Our online benefits calculator will tell you quickly and confidentially if there are any benefits you should be receiving.
E-learning module

As well as delivering training and workshops, our financial capability team administers the financial capability e-learning module (ELM).
Webchat

Access our webchat for help in getting debt advice.
Prescription of a debt
Our plan
Wellbeing Index

The Money Advice Scotland Wellbeing Index is the first of its kind for the advice sector in Scotland. It presents the results of surveys distributed in 2020 and 2021, and paints a picture of the current state of wellbeing among money advisers.
MATRICS consultancy

The MATRICS project provides the free-to-client money advice sector with training, consultancy support, information and resources to help ensure quality services for people with unmanageable debt throughout Scotland.

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