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  1. Policy and research
  2. Consultation responses

Consultation responses

Below you can read our responses to various consultations and policy statements. Older responses can be viewed here. 

HMT Consultation on Ban on Cold Calling for Consumer Financial Services and Products response September 2023

Our response to the Treasury's consultation on a ban on cold calling for consumer financial services and products

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HMT Consultation on Ban on Cold Calling for Consumer Financial Services and Products response September 2023

Published: 1st November, 2020

Updated: 28th September, 2023

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Scottish Government Consultation on a Fairer Council Tax response September 2023

Our response to the Scottish Government's consultation on a fairer council tax

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Scottish Government Consultation on a Fairer Council Tax response September 2023

Published: 1st June, 2020

Updated: 28th September, 2023

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FCA Financial Promotions on Social Media response September 2023

Our response to the FCA's draft updated guidance for financial promotions on social media

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FCA Financial Promotions on Social Media response September 2023

Published: 20th May, 2020

Updated: 28th September, 2023

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Scottish Parliament Call for Views on Bankruptcy and Diligence (Scotland) Bill July 2023

Our response to the Scottish Parliament's call for views at Stage 1 of the Bankruptcy and Diligence (Scotland Bill)

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Scottish Parliament Call for Views on Bankruptcy and Diligence (Scotland) Bill July 2023

Published: 1st May, 2020

Updated: 28th September, 2023

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FCA Strengthening Protections for Borrowers in Financial Difficulty consultation response July 2023

Our response to the FCA's consultation on strengthening support for borrowers in financial difficulty

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FCA Strengthening Protections for Borrowers in Financial Difficulty consultation response July 2023

Published: 10th April, 2020

Updated: 28th September, 2023

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HMT BNPL Consultation on Draft Legislation response April 2023

Our response to the Treasury's consultation on draft legislation for Buy Now Pay Later

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HMT BNPL Consultation on Draft Legislation response April 2023

Published: 1st April, 2020

Updated: 28th September, 2023

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FCA Debt Packagers February 2023 response

Our response to the FCA's feedback on its ban on debt packagers

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FCA Debt Packagers February 2023 response 

Published: 20th March, 2020

Updated: 28th September, 2023

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Scottish Government Scotland's Statutory Debt Solutions and Diligence: Policy Review response October 2022

Our response to the Scottish Government's policy review of Scotland's statutory debt solutions

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Scottish Government Scotland's Statutory Debt Solutions and Diligence: Policy Review response October 2022

Published: 10th March, 2020

Updated: 28th September, 2023

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Scottish Government Moveable Transactions Bill response September 2022

Our response to the Scottish Government's consultation on the Moveable Transactions Bill

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Scottish Government Moveable Transactions Bill response September 2022

Published: 1st March, 2020

Updated: 28th September, 2023

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SJSS Committee Low Income and Debt Problems Inquiry response March 2022

Our response to the Social Justice and Social Security Committee's inquiry into low income and debt problems

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SJSS Committee Low Income and Debt Problems response March 2022

Published: 25th February, 2020

Updated: 28th September, 2023

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Scottish Government Coronavirus (Recovery and Reform) (Scotland) Bill response February 2022

Our response to the Scottish Government's consultation on the Coronavirus (Recovery and Reform) (Scotland) Bill

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Scottish Government Coronavirus (Recovery and Reform) (Scotland) Bill response February 2022

Published: 21st February, 2020

Updated: 28th September, 2023

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FCA Consumer Duty consultation response February 2022

Our response to the FCA's consultation on a new consumer duty

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FCA Consumer Duty Consultation Response February 2022

Published: 17th February, 2020

Updated: 28th September, 2023

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