Consultation responses archive Here you can read our older consultation and policy statement responses. Money Advice Service Business Plan response February 2018 Banking Standards Board What do Good Banking Outcomes Look Like to Consumers response January 2018 HM Treasury Breathing Space response January 2018 Economy, Jobs and Fair Work Committee Financial Guidance and Claims Bill LCM response January 2018 Independent Review of the Funding of Debt Advice in England, Wales, Scotland and Northern Ireland response December 2017 Future of the Common Financial Tool Consultation 2017 FCA Access to Insurance response September 2017 A Strategic Approach to Debt Advice Commissioning 2018-2023 response August 2017 DAS Review Consultation interim response August 2017 Credit Card Market Study: Consultation on Persistent Debt and Earlier Intervention Remedies response July 2017 FCA Call for Input on High-cost Credit and Review of the High-cost Short-term Credit Price Cap response February 2017 HM Treasury Public Financial Guidance Review: Consultation on a Single Body response February 2017 FCA Future Mission response January 2017 Accountant in Bankruptcy Diligence Review response November 2016 Scottish Government Consultation on Social Security in Scotland response October 2016 Scottish Government Consultation on Scottish Court Fees response October 2016 HM Treasury Help to Save: Consultation on Implementation response July 2016 HM Treasury Public Financial Guidance Review response June 2016 Debt Arrangement Scheme (DAS) Review response May 2016 Accountant in Bankruptcy Protected Trust Deed response April 2016 Ofgen Proposals to Improve Outcomes for prepayment customers response February 2016 Scottish Civil Justice Council Consultation on the Draft Simple Procedure Rules response March 2016 The Money Advice Service Business Plan Consultation 2016/17 response February 2016 APPG on Financial Education for Young People response January 2016 HM Treasury Public Financial Guidance response December 2015 Bankruptcy (Scotland) Bill additional written evidence December 2015 Bankruptcy (Scotland) Bill response December 2015 Low Pay Commission Consultation on the National Living Wage response October 2015 Scottish Affairs Committee response October 2015 Click4Assistance UK Live Chat Software