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Because people in debt deserve to be treated fairly

Money Advice Scotland supports people, advisers, and organisations across Scotland to improve financial wellbeing and access clear, trustworthy guidance.

How we can help

We help make money guidance clearer, more accessible, and easier to navigate.

  • Free, confidential money and debt advice through trusted local agencies.

  • Training, wellbeing resources, and learning opportunities for advisers and professionals.

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    Policy influence and evidence‑based research that improve financial wellbeing.

Our four key workstreams

The core workstreams that drive our mission and deliver impact across Scotland.

  • Financial wellbeing

    Guidance and resources that help people build confidence and long‑term financial stability.

  • MATRICS

    Training, development, and tools that help advisers deliver consistent, high‑quality support.

  • Policy

    Influencing policy and amplifying the sector’s voice for lasting change.

  • Workforce wellbeing

    Supporting adviser wellbeing so they can continue providing vital help to communities.

Our impact across Scotland in 2025/26

Money Advice Scotland strengthens financial wellbeing across Scotland through sector support, adviser development, policy influence and practical programmes, helping people, communities and organisations navigate money with greater confidence.

  • 3,974

    Primary school pupils reached

    Financial Wellbeing

  • 816

    MATRICS trainees supported

    Adviser Development

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    21

    Policy consultations responded to

    Policy

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    38

    Wellbeing Champions trained

    Workforce Wellbeing

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Our plan for a fairer Scotland

Our plan for driving change, improving financial wellbeing, and creating a fairer future for people across Scotland.

Read our latest news

Updates, insights, and stories from across Scotland’s money advice sector.

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Join us today

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