Because people in debt deserve to be treated fairly
Money Advice Scotland supports people, advisers, and organisations across Scotland to improve financial wellbeing and access clear, trustworthy guidance.
How we can help
We help make money guidance clearer, more accessible, and easier to navigate.
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Free, confidential money and debt advice through trusted local agencies.
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Training, wellbeing resources, and learning opportunities for advisers and professionals.
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Policy influence and evidence‑based research that improve financial wellbeing.
Our four key workstreams
The core workstreams that drive our mission and deliver impact across Scotland.
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Financial wellbeing
Guidance and resources that help people build confidence and long‑term financial stability.
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MATRICS
Training, development, and tools that help advisers deliver consistent, high‑quality support.
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Policy
Influencing policy and amplifying the sector’s voice for lasting change.
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Workforce wellbeing
Supporting adviser wellbeing so they can continue providing vital help to communities.
Our impact across Scotland in 2025/26
Money Advice Scotland strengthens financial wellbeing across Scotland through sector support, adviser development, policy influence and practical programmes, helping people, communities and organisations navigate money with greater confidence.
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3,974
Primary school pupils reached
Financial Wellbeing
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816
MATRICS trainees supported
Adviser Development
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21
Policy consultations responded to
Policy
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38
Wellbeing Champions trained
Workforce Wellbeing
Our plan for a fairer Scotland
Our plan for driving change, improving financial wellbeing, and creating a fairer future for people across Scotland.
Read our latest news
Updates, insights, and stories from across Scotland’s money advice sector.
Join us today