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Regulated and Unregulated (Exempt) Credit Agreements
What we do

Money Advice Scotland is Scotland’s money charity. We exist to help people in debt, support money advisers, and influence policy. Our mission is to be the driving force towards financial wellbeing for the people of Scotland.
Help for people with money worries
Benefits calculator

Our online benefits calculator will tell you quickly and confidentially if there are any benefits you should be receiving.
E-learning module

As well as delivering training and workshops, our financial capability team administers the financial capability e-learning module (ELM).
MATRICS learn
Money Guidance: A User-centred Approach

This new research is an opportunity to focus on the importance of a user-centred money guidance programme, which will aim to help people better manage their money, understand financial products, and build financial resilience, especially in light of the impact of the pandemic on personal finances.
Prescription of a debt
Summary of UK Government support

A summary of the various measures introduced by the UK Government. Click here to find out who is eligible for each measure and what they mean.
Our plan