Policy & campaigns
Money Advice Scotland works to influence policy and practice to improve outcomes for people experiencing financial difficulty and support a strong, sustainable money advice sector in Scotland.
Our policy work is informed by evidence, research, the experiences of money advisers and the people and communities they support
Here you can explore our policy briefings, responses to consultations and campaigns on issues affecting money, debt, financial wellbeing and the money advice sector in Scotland.
Policy briefings
Our policy briefings provide insight and analysis on key issues affecting people experiencing financial difficulty and Scotland's money advice sector.
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Programme for Government 2026-31 What Does it Mean for Money and Debt Advice
Date 2026
A practical overview of the Scottish Government’s priorities and what they mean for Scotland’s money and debt advice sector.
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Money Advice Scotland Priorities for Programme for Government
Date 2026-27
Money Advice Scotland’s recommendations for creating a fairer, more financially resilient Scotland.
Consultation responses
Money Advice Scotland regularly responds to consultations from the Scottish and UK Governments, regulators, and other organisations where proposals may affect people experiencing financial difficulty or the money advice sector. Our consultation responses draw on evidence and the experiences of advisers and the people and communities they support.
Campaigns
Our campaigns seek to raise awareness, influence change and improve outcomes for people experiencing financial difficulty and the money advisers who support them. By drawing on evidence and the experiences of Scotland's money advice sector, we campaign for changes to policy and practice that help create a fairer and more effective system.
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Dignity first
Challenging the stigma surrounding money and debt by promoting respectful, person-centred language that encourages people to access support without fear of judgement.
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Adviser only helplines
Supporting faster, more effective communication between advisers and creditors through dedicated adviser-only channels that help improve outcomes for people seeking debt support.