Dignity first campaign

Changing the language around money and debt to challenge stigma and improve access to support.

Breaking down barriers to support

People experiencing financial challenges deserve to access and receive support without fear of judgement. However, stigma continues to have a significant impact on peoples' willingness to seek help, and their journey towards financial wellbeing. We believe that language holds the key, and that by changing our language, we can challenge this stigma and dismantle barriers that hinder access to money and debt advice. The campaign calls for a collective effort to make conversational change to end the use of stigmatising language. Read our Dignity First Report for a comprehensive overview of our mission to transform language and silence stigma in money and debt.

Resources

Please see our resources below for information on the Dignity First campaign.

  • Dignity First language guide

    January 2024

    Practical guidance for using respectful, person-first language when talking about money and debt.

  • Dignity First media guide

    January 2024

    Resources for journalists and organisations to help reduce stigma through responsible reporting and communication.

  • Dignity First report

    January 2024

    Research exploring how language influences stigma and access to money and debt support in Scotland.

  • Debt myths infographic from Money Advice Scotland explaining that debt can affect anyone, including people facing unexpected expenses, job loss, illness, or injury, and is not a sign of laziness or personal failure.

    Dignity First debunking myths

    Challenging common misconceptions about money, debt and financial hardship.

  • Infographic on silencing financial stigma through compassionate language, active listening, reflecting on biases, and challenging stigmatizing language.

    Dignity First silencing stigma

    Simple actions everyone can take to reduce financial stigma.

  • Money Advice Scotland infographic about the impact of financial stigma, highlighting emotional distress, poor mental health, and social isolation among people in debt.

    Dignity First the impact of stigma

    Exploring how financial stigma affects wellbeing and access to support.

  • Money Advice Scotland infographic about using non-stigmatizing language, including person-first terms such as “person with debt” instead of “debtor” or “the indebted.”

    Dignity First using non-stigmatising language

    Practical guidance for speaking about money and debt with dignity and respect.

  • Infographic explaining why financial health matters, linking money and debt to mental health, physical health, and relationships.

    Dignity First why financial health matters

    Understanding the connection between financial wellbeing and overall health.

Sign up for our newsletter updates