Our debt guides
Seeking money advice can feel overwhelming and complex. These guides aim to explain some of the key terms, set out the money advice process, and provide some helpful information on what you can do to prepare for money advice.
Please note, these guides are not money advice.
To find your nearest free money advice agency, click here.
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Preparing for money advice guide
If you're ready to speak to a money adviser, this guide sets out some actions you can take to prepare.
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Statutory debt solutions information guide
A quick guide to Scotland’s statutory debt solutions and what to consider before choosing one.
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Dealing with creditors guide
This guide provides some useful information and things to consider when dealing with your creditors.
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Debt FAQs
This guide sets out some frequently asked questions about debt and what the debt advice process.
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Glossary of debt terms
This guide sets out some of the key terms you'll hear when seeking money advice and explains what they mean.
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Council tax guide
This guide explains what council tax is, what discounts and exemptions are available, and what happens if council tax bills are missed.