Money Micro-guide: Buy Now, Pay Later

Click play to watch our micro-guide on Buy Now, Pay Later (BPNL). In just over one minute, this video explains what this form of credit is, and what to consider before choosing this payment method at checkout.

You can find more information about BPNL here.

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Here, we address common questions and provide helpful information for individuals who want to support our organisation and get involved in our mission to promote financial wellbeing for the people of Scotland.
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Money Micro-guide: Budgeting

Budgeting is a powerful tool that can have a positive impact on your financial wellbeing. Watch this micro-guide to find out more about the benefits of budgeting and ways to do it.
Money micro-guide: Understanding Income Tax

Watch and learn about income tax, how it's deducted, and tax codes in this income tax micro-guide.
Money Micro-guide: Scams

With financial scams constantly evolving, it's important to know how to spot them and what to do if you think you've been scammed. In less than two minutes, this video shares useful information and tips to help keep your money safe.
Money Micro-guide: Credit Files

Watch and learn about credit reports, why they're important, and how credit scores impact your applications for borrowing.
Money Micro-guide: Money Management for Students

This micro-guide for students covers bills, accommodation, and the importance of budgeting to manage finances whilst at college or university.
Money Micro-guide: Energy Awareness

Watch and learn about standing charges, estimated costs, what the price cap is, and more, in this energy awareness micro-guide.
Buy Now Pay Later FAQs

Buy Now, Pay Later (BPNL) is a form of credit which is growing in popularity. This resource contains need-to-know information to read before you consider using it as a form of payment.
Student Money Guide

A 'must read' for students, this guide provides useful information about student bank accounts, checking benefit entitlement, budgeting, managing household bills, as well as signposting to practical resources and further support.
Credit Card Purchase Protection: Section 75 of the Consumer Credit Act

Credit cards can offer flexibility when paying for goods and services, allowing you to make purchases and spread the cost. They also provide purchase protection thanks to Section 75 of the Consumer Credit Act 1974 (S75).
Five Reasons to Check Your Payslip

We always look forward to payday and when that day arrives, most of us will check our bank account to see that the money we’ve earned is in - but do you look at your payslip? Here are five important things to check when you receive your payslip.