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Welcome to Money Advice Scotland

We are the national umbrella organisation which promotes the development of free, independent, impartial and confidential debt advice. 

If you need debt advice,  please click on to the Advice button or on the Find an Adviser section and you will be able to find a money adviser in your area.

If you are a debt adviser in the free sector, you can access training through this site which is free of charge. You can also book places at our conferences and seminars.




On March 11th, Money Advice Scotland will hold a one-day conference in Edinburgh to assess what impact the regulator has on firms, and consider what further changes, if any, are needed to secure better consumer protection in the credit market.

We have made available some of the presentations from the day. Click here to download.



As stated in Money Advice Scotland’s Strategic Plan for 2015 – 2018, we believe that when it comes to addressing Scotland’s financial well-being, prevention is better than cure. Our goal is to radically improve the financial health and wellbeing of the people of Scotland, and it is this goal which has played a pivotal role in the creation of our new Financial Capability Team.

Click here for more details 


Scots urged to seek energy help and advice from Home Energy Hotline 

People across the country are being urged to act now to cut their bills and make their homes warmer as part of a Scottish Government campaign to encourage people to call the Home Energy Scotland Hotline (0808 808 2282). 

A one-stop shop for advice and support, the Home Energy Scotland Hotline is there to help Scots keep warm this winter and beyond. Around a third of Scottish households have been offered advice by the hotline since it started, and it is the only source of clear and impartial advice on how to make your home cheaper to heat.

To find out exactly what you are eligible for - whatever your circumstances - call the Scottish Government’s Home Energy Scotland Hotline now on 0808 808 2282 or go to . Act now to make your home warmer and help Scotland go greener together.

Find an Adviser

Are you looking for help and advice with a debt problem? Search our database of agencies throughout Scotland which offer free, independent, impartial and confidential advice.

Find an Adviser / Advice Agency

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