Let our advisers help you prepare and access free, independent money advice to deal with your money and debt worries.

Click the chat button in the bottom right-hand corner of this page to find out where to go and what to do next to get closer to becoming debt free. Friendly and non-judgmental advisers are available:

  • Monday to Thursday (8:30am – 4:30pm)
  • Friday (8:30am – 3:30pm). 

You can also email the team at webchat@moneyadvicescotland.org.uk

If you need information or advice out-with our opening times, the following organisations can help:

National Debtline
A national helpline that provides free, confidential and independent advice on how to deal with debt problems. Call National Debtline on 0808 808 4000, open Monday to Friday 9am – 8pm, and Saturday 9:30am – 1pm.

Business Debtline
If you are self-employed or own a small business that is in need of debt advice, you can call Business Debtline on 0800 197 6026, open Monday to Friday 9am-8pm

We are a Charity

Contribute now and help us make a difference.

Social Media



Newsflash Sign-up

Enter your email address to receive updates from Money Advice Scotland.