Mind the debt - Money Advice Scotland holds Annual Conference amidst escalating personal debt levels

On 2 and 3 June 2016, Money Advice Scotland will be delighted to welcome delegates to the beautiful surroundings of Crieff Hydro as we celebrate our 27th Annual Conference and Exhibition.

Our theme this year – Mind the debt – who is falling through the gaps? – is in acknowledgement of the worrying upsurge in consumer debt and the risks that this may bring for vulnerable consumers in particular. 

The current economic outlook raises far more questions than answers. Our Conference takes place in light of the latest figures from the Bank of England which shows that the total amount outstanding consumer credit debt currently stands at £182.4bn – the highest level since March 2010.

Conference brings together the key players from across the money and debt advice sector to tackle the big questions head on and share potential solutions.

Keynote speakers will include Jamie Hogg, Business Community Partner at the Royal Bank of Scotland, Robert Skinner of the Lending Standards Board, Caroline Siarkiewicz, Head of Debt Advice at the Money Advice Service and Elaine Kempson CBE, Professor of Personal Finance and Social Policy Research at the University of Bristol.

Workshops will also cover the central emerging issues in the sector in Scotland, including the challenges facing local authority resources, and the implementation of Universal Credit and what this means for household budgets up and down the country.

Speaking on the eve of conference, Yvonne MacDermid OBE, Chief Executive of Money Advice Scotland, said:

“Old habits die hard and even after the deepest recession in living memory and the slowest recovery since the 1930s, people are still turning to debt.

“With an economic recovery that appears to be fuelled by rising household debt levels, this raises the question of whether, ultimately, it will fall on the money and debt advice sector to pick up the pieces somewhere down the line?

“What’s more, as disposable incomes continue to be squeezed, our membership report that people are often turning to debt to meet basic living costs.

“Our Annual Conference offers the chance to debate these big questions but also, more importantly, to come up with the answers for those that need it most as we continue in our mission to be the driving force towards financial wellbeing for the people of Scotland.”


A full schedule of the Conference is available here - http://www.moneyadvicescotland.org.uk/conference/programme

For any further information, please contact David Hilferty at david@moneyadvicescotland.org.uk or 0141 572 0443

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