FCA Fair Treatment of Vulnerable Consumers response October 2019

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Payment breaks to end 31 July

At the end of July, payment breaks for mortgages, loans, and other credit products will come to an end. Read on to find out what this means.
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Our new plan

We’re pleased to share our new plan, our strategic approach to how we address both existing issues and new ones resulting from the pandemic. We focus on three key areas: supporting advisers, improving financial wellbeing, and influencing fairer policy.

Peter Wyman's Independent Review of Debt Advice April 2018

Our response to Peter Wyman's independent review of debt advice funding.
FCA High-cost Credit Review: Overdrafts Consultation Paper and Policy Statement response March 2019

Our response to the FCA's consultation and policy statement on overdrafts.
FCA Rent-to-own and Alternatives to High-cost Credit January 2019

Our response to the FCA's consultation on rent-to-own and alternative to high-cost credit. January 2019.
Bankruptcy and Debt Advice Review Consultation February 2020

Our response to the Scottish Government's consultation on the changes introduced by Bankruptcy and Debt Advice (Scotland) 2014 Act
FCA Woolard Review Call for Input response December 2020

Our response to the FCA's Woolard Review on unsecured consumer credit
Fair Rents (Scotland) Bill response

Our response to the Scottish Government's call for input on the Fair Rents (Scotland) Bill