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Money Advice Scotland

August 12th, 2008 Keeping you up to date in the world of money advice.

Welcome to Issue #825

Upcoming Events

Mental Health Seminar: December 2008

A date for your diary! Money Advice Scotland will be hosting a mental health seminar on Thursday 11th December 2008. Speakers include Hilary Patrick (University of Edinburgh) and Colin Trend (Money Advice Plymouth) The seminar will cover the following:

  • The legal background to mental health in Scotland - a lawyer's viewpoint
  • Practical solutions to dealing with clients - an adviser's viewpoint
  • Mental health and debt and the use of the new Mental Health evidence form
  • Case studies for discussion

Detailed information and booking details to follow soon.

Training

Wiseradviser Training Programme 2008

Money Advice Scotland have released their latest wiseradviser training programme, which was sent to all members at the end of July. If you are interested in taking part in a course, please complete a booking form and send it back to us (either by post or fax). Details are in the programme.

Some of our courses have been updated, including:

Consumer Credit Law (and advanced)
UPDATED!!!Has been updated to include changes introduced by the Consumer Credit Act 2006, including lay representaton in Time Orders, new minimum notice periods for default notices, Arrears Notices and more,

Diligence (and advanced)
UPDATED!!! Including changes introduced by the Bankruptcy and Diligence (Scotland) Act 2007. Changes to earning Arrestments, bank arrestments, charge for payment, summary warrants and Times to pay.

Bankrutpcy (and advanced)
UPDATED!!! Including changes introduced by the Bankruptcy and Diligence (Scotland) Act 2007. One year bankruptcies, LILA, Trustees dealing with debtor's home, Bankruptcy Restriction Orders and Undertakings.

Looking for the programme?

If you would like to receive a copy of the wiseradviser programme, please email us with your details: info@moneyadvicescotland.org.uk

Noticeboard

The Debt & Mental Health Evidence Form

MALG have today released The Debt & Mental Health Evidence Form (DMHEF) along with Guidance. The finalised version can be found on the Money Advice Trust website.
Visit: www.moneyadvicetrust.org

Update: Money Guidance Conference

An update on the Financial Capability Division at the FSA's first Money Guidance Conference is now available. It contains a summary of the speeches and workshops delivered, and the next steps for their Money Guidance Pathfinder.
Download: moneyadvicescotland.org.uk/documents/MALG-DMHEF.doc

Benefit Cards

On Sale Now

The MAS Pocket Guides to Benefit Rates have been updated with the new rates for 2008/09. They are very popular with the advice industry, but not just with money advisers, they are also well used within credit and debt collection departments. They are ideal for the pocket or handbag and are a boon when conducting client interviews either home or away.

The benefit cards are £1 each. Looking for a copy? Email your order to us at webmaster@moneyadvicescotland.org.uk.

In the News

Flats 'lead' the housing slowdown
http://news.bbc.co.uk/1/hi/business/7556242.stm
Source: BBC News

'Pump and Dump' conmen targeted
http://news.bbc.co.uk/1/hi/technology/7552009.stm
Source: BBC News

Discounts fail to lift July sales
http://news.bbc.co.uk/1/hi/business/7554225.stm
Source: BBC News

Mortgage market 'remains subdued'
http://news.bbc.co.uk/1/hi/business/7555819.stm
Source: BBC News

Water companies plan price rises
http://news.bbc.co.uk/1/hi/business/7552564.stm
Source: BBC News

Pension fund finances in the red
http://news.bbc.co.uk/1/hi/business/7554016.stm
Source: BBC News

Fixed rate mortgages get cheaper
http://news.bbc.co.uk/1/hi/business/7553688.stm
Source: BBC News

Money tips for a summer holiday
http://news.bbc.co.uk/1/hi/business/7553998.stm
Source: BBC News

New watchdogs targets rising prices
http://news.bbc.co.uk/1/hi/business/7548704.stm
Source: BBC News

FSA bans another mortgage broker
http://news.bbc.co.uk/1/hi/business/7553847.stm
Source: BBC News

More bosses 'planning job cuts'
http://news.bbc.co.uk/1/hi/business/7552614.stm
Source: BBC News

Firms 'need fairer energy deals'
http://news.bbc.co.uk/1/hi/business/7552499.stm
Source: BBC News

UK home repossessions rise by 48%
http://news.bbc.co.uk/1/hi/business/7548877.stm
Source: BBC News

Stamp duty talk causes confusion
http://news.bbc.co.uk/1/hi/business/7547264.stm
Source: BBC News

Bank holds UK interest rate at 5%
http://news.bbc.co.uk/1/hi/business/7547049.stm
Source: BBC News

House prices 'fell 1.7% in July'
http://news.bbc.co.uk/1/hi/business/7546644.stm
Source: BBC News

FTSE 100 pensions 'back in red'
http://news.bbc.co.uk/1/hi/business/7543828.stm
Source: BBC News

In this Issue

Events
Training
Noticeboard
Benefit Cards
In the News

Our Sponsor

Experian

Get in Touch

Money Advice Scotland
Suite 306
Pentagon Centre
36 Washington Street
Glasgow
G3 8AZ

Tel: 0141 572 0237
Fax: 0141 572 0517