About Us

Money Advice Scotland (MAS) is the national umbrella organisation which promotes the development of free, independent, impartial, confidential money (debt) advice and financial inclusion. The organisation is a registered charity, with clear charitable objectives.

Established in 1989, by a grant by the then Scottish Consumer Council, now Consumer Focus Scotland, this laid down the foundation for an organisation which is well known in Scotland, and beyond.

Today MAS serves a membership of around 170 members covering organisations and individuals drawn from local authorities, CABx, and other voluntary projects, who all provide money advice. Other members who are supportive of our objectives include Insolvency Practitioners, creditor and debt collection organisations.

The organisation is governed by a Council of Management (COM) which is elected on an annual basis at the AGM.

Staffing
MAS has permanent staff as follows;

  • Chief Executive - Yvonne MacDermid
  • Head of Operations and Finance - Karen Dawson
  • Head of Events - Michael Donnelly
  • Head of Strategy and Development - Craig Simmons
  • Money Advice Consultant - Ken McEwan
  • Professional Development Consultant - Martin Barr
  • Money Adviser - Brenda Gillies
  • Events Officer - Ellen McKernan

We are also supported by a number of Associates, who are involved in delivering training and qualifications.

Council of Management Office Bearers and members

  • Convenor - Joe Glancy
  • Vice Convenor - Pauline Allan
  • Treasurer - Christine Sinclair

Members

  • Lynn Daniels
  • Alison Jack
  • Anna Hamilton
  • Caroline Keir
  • Pamela Gifford
  • Mike Holmyard
  • Victoria Devoy
  • Tom Adams
  • Morag Duncan
  • Michelle Mair
  • Helen Smith

Funding

Money Advice Scotland currently receives funding from Scottish Government and the Money Advice Trust to provide training and consultancy services, both of which are aimed at improving both the quality and the quantity of money advice available across Scotland. These services are free of charge to the sector which provides debt advice to the public and does not charge a fee. 

The Money Advice Trust also provides a welcomed contribution towards our core funding. Other contributions come from parts of the credit industry – see our latest annual report. We also generate income through other activities including Annual Conference, Seminars, and other services. These surpluses are ploughed back into the organisation to provide future services.

Accreditation

Money Advice Scotland has become well known for its role in accreditation. In addition we provide Scottish Vocational Qualifications in Advice and Guidance at Levels 3 and 4. These qualifications cover the range of knowledge a money adviser requires which dealing with clients, and provides quality assurance, for the clients and the organisation. We have now launched a new qualification, in partnership with the Institute of Money Advisers & Staffordshire University, namely, the Certificate in Money Advice Practice.

We are a Charity

Contribute now and help us make a difference.

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