Exhibitors

Accountant in Bankruptcy

Accountant in Bankruptcy (AiB) is an agency of the Scottish Government. The Agency operates independently and impartially. AiB supervise the process of bankruptcy in Scotland. The Agency: develops policy for personal; corporate insolvency and diligence in Scotland; maintains a public register of insolvencies, Protected Trust Deeds and company insolvencies; ensures those involved in bankruptcy properly carry out their responsibilities; acts as trustee in bankruptcy where no insolvency practitioner is appointed; employs private insolvency practitioners to act as their agents.

AiB administers the Debt Arrangement Scheme, maintains the DAS Register, approves Debt Payment Programmes and money advisors and payment distributors.

Begbies Traynor

Begbies Traynor is the leading independent business rescue, recovery and restructuring specialist in the UK dealing with Financial Management and Personal Insolvency assignments of all kinds and is able to offer a personal and sympathetic approach to people’s financial problems. You will have the assurance of dealing with a leading firm with offices in Dundee, Edinburgh, Glasgow and throughout the UK.

Campbell Dallas Chartered Accountants

Campbell Dallas Debt Solutions is the consumer credit arm of Campbell Dallas, Chartered Accountants LLP, one of the largest independent Scottish accountancy firms with 15 partners and 140 staff situated in 5 offices. With 3 IP’s and 23 staff, a recent survey put us at the 6th largest insolvency department in Scotland. We act throughout Scotland and offer; a comprehensive reporting service to our referral sources; a professional and caring service to the client debtors, and a reliable and efficient service to creditors.

The Carrington Dean Group Ltd

The Carrington Dean Group have recently completed major developments including extending our services to offer low cost debt management plans and no overdraft bank accounts for the financially distressed. We are registered as Authorised Payment Distributors under the DAS Scheme. We have also extended our opening hours to include evening and weekends, and we are very committed to supporting the voluntary sector. Please come and meet us at the Conference and let us know how we can help you. Please contact Peter Dean or Philip Bladen through our offices in Glasgow, Aberdeen or Edinburgh using freephone 0800 019 5696

Choose Life

Every day, around two people die by suicide in Scotland and many more either attempt it or suffer from poor mental health and wellbeing. Choose Life is Scotland’s ten year national strategy to help address this very real public health issue.

If you would like to learn more about Choose Life and how suicide intervention and prevention skills could help you in your everyday or work life, come and visit our stand in the main exhibition area.

Citizens Advice Scotland

The Citizens Advice Bureau (CAB) Service in Scotland is an independent network that helps people resolve their money, legal and other problems. It provides information and advice, and influences government and organisations to bring about changes in policy and law. Advice provided by the CAB Service in Scotland is free, independent, confidential and impartial, and available to everyone. Most CAB staff are trained volunteers, working at more than 200 service points across Scotland. Citizens Advice Scotland (CAS) is the umbrella body for Scottish Citizens Advice Bureaux.

Experian

Experian provides consumers, businesses and the public sector with information and analysis to help them make important decisions. We help you understand and manage your credit information and provide free credit reports for consumers receiving debt advice from not-for-profit advice agencies.

Financial Ombudsman Service

Our Technical Advice Desk is available to all types of advisers and can help by providing informal assistance on how the Ombudsman might view a particular issue, help you find information about the Ombudsman Service you need, or explaining how the Ombudsman Service works. So don’t miss the opportunity to visit our stand and talk through any issues and concerns you have. Peter Cook of the Technical Advice Desk will be present on our stand throughout the Conference. You can also contact the advice desk on 020 7964 1400

French Duncan

French Duncan is one of Scotland’s largest independent firms of chartered accountants. Following a recent merger with McCabes in Edinburgh and the acquisition in January this year of the insolvency division of Wm Duncan & Co in Hamilton, we are well placed to provide insolvency advice to clients all over Scotland with offices located in Glasgow, Edinburgh, Dundee, Hamilton, Falkirk and Stewarton. Our three insolvency practitioners, Eileen Blackburn, Annette Menzies and Derek Simpson, have many years of experience in the insolvency and business recovery market. They are backed up by over 30 staff including Kim Wilson and Derek Lyttle, our managers in the department, who are always on hand to discuss principles or specific cases with clients and advisers alike.

GAIN

GAIN is a network of advice and information agencies in Glasgow, made up of Citizens Advice Bureaux, independent money advice agencies, law centres and Glasgow City Council’s Social Work. GAIN provides free, impartial and confidential high quality information and advice on a wide range of financial issues including debt, money management, benefits advice, and housing issues as well as associated legal advice. There are 27 agencies throughout the city as well as a website and a freephone helpline (0808 801 1011).

Money Advice Trust

Money Advice Trust (MAT) is a charity formed in 1991 to increase the quality and availability of free, independent money advice in the UK. We work with government, the private sector and UK’s leading money advice agencies to: increase the availability of money advice; improve its quality; and improve the efficiency and effectiveness of its delivery.

MAT’s key activities are: A) Support to the debt advice sector through training, second tier support, quality assurance developments, e.g. Money Advice Quality Model, policy, research and evaluation, fundraising, facilitation and strategy development, and B) Direct service provision (National Debtline and Business Debtline)

Mortgage to Rent

Mortgage to Rent helps people in danger of having their homes repossessed to stay in their home as tenants of a housing association or local authority. It’s funded and operated by the Scottish Government.

Before applications are considered, legal action must be underway forcing sale or repossession. The property is sold to a landlord and rented back to the household. The scheme gives landlords a purchase and repairs subsidy allowing a social rent to be charged and necessary repairs to be carried out. Contact: Highlander House, 58 Waterloo Street, Glasgow, G2 7DA; Telephone - 0845 279 9999

Newtomorrow

Newtomorrow is an impartial and ethically driven debt advice service delivering free advice to consumers in Scotland. We strive to provide the correct advice, first time, every time. Newtomorrow is part of the Invocas Group and have been providing debt advice since August 2006. In that short period of time, thousands of customers from across the UK have been assisted by our highly trained staff. Our service is of the highest quality focusing on our customers’ needs. The advice that Newtomorrow offer is completely free and confidential, with solutions tailored to each individual’s circumstances.

SAMH

SAMH is Scotland’s leading mental health charity and is dedicated to mental health and wellbeing for all. SAMH provides an independent voice on all matters of relevance to people with mental health and related problems.

SAMH provides advice and guidance to a wide range of national bodies and delivers support to over 3000 people through 80 services across Scotland and also provides a range of information, training and consultancy on mental health and mental health problems. SAMH is committed to challenging the stigma and discrimination experienced by people who live with mental health problems.

SCVO

The Scottish Council for Voluntary Organisations (SCVO) is a membership and representative body working with and for the 50,000 charities and voluntary organisations in Scotland. Through our policy, development, and communication networks we provide support and services to the voluntary sector. Become a member of SCVO and benefit from a free copy of Third Force News, the weekly newspaper for Scotland’s voluntary sector, the SCVO Credit Union, our unique savings and loans service, up-to-the minute information on policy and practice, access to a range of products and services at substantially discounted prices and much, much more…

Scottish Helpline for Older People

The Scottish Helpline for Older People provides an Information Service for people aged 50 and over, and those associated with them, who live in Scotland. Our service is free, confidential and impartial. If we don’t know the answer to your query, we usually know someone who can help. Our Helpline is open between 10 am and 4 pm Monday to Friday. Why not try us on 0845 125 9732.

ScottishPower

ScottishPower’s Home Visit Programme is designed to help those customers most in need. The programme, operated via our Community Liaison Service, is available to all customers but, in particular, to those that are experiencing difficulties or problems in the provision of their energy supply or the way in which they pay. The service provides support and guidance on all aspects of energy usage and ensures that the customer benefits from the wide range of measures we can provide as a major energy supplier. For more information on all aspects of our Community Liaison Programme please visit our stand.

Tenon Debt Solutions

Tenon Debt Solutions specialises in debt problems no matter how complicated or difficult. Your financial position may mean that you qualify for a Trust Deed usually known as a TD. If approved by your creditors, our service has no direct cost to you. Best of all, you’ll talk directly to a trained and experienced individual. If you have unmanageable debts we can often show you an affordable route to financial freedom – one that can avoid sequestration and help safeguard your livelihood and home. We are here to help when you want to repay your debts, but simply can’t afford to do so.

TV Licensing

TV Licensing is the agency responsible for collecting the TV Licence fee on behalf of the BBC. One of its key priorities is delivering a range of payment schemes to ensure that as many people as possible within society are given a flexible method to pay the licence fee. Liaison with the money advice community is an essential part of this work.

Young Scot

Young Scot is the national youth information and citizenship charity. We provide young people, aged 11 - 26, with a mixture of information, ideas and incentives to help them become confident, informed and active citizens. We do this in a variety of formats, including books, magazines, online, phone, etc, so young people can access information in a way they are comfortable with. It is our hope that the information we provide will enable young people to make informed decisions and choices, turn ideas into action and take advantage of the opportunities available to them in local communities.